I do individual all the time.
Whenever I had looked into a multi policies they either can't cover all of my bikes or they weren't cheaper... so I don't even look at them anymore.

 

i’ve Got 5 on one policy and and one on another Jesus if they were all separate i’d Be paying telephone numbers.

 

Just a licence to demand money with menaces.

 

Some companies used to offer a 20% discount on the new policy if you can prove you had the bonus previously. Maybe they still do? Certainly wouldn't hurt to ask.

 

The Norwich Union Rider Policy back in the 70’s was great.
Fully comp to ride any bike whether it was yours or not.
It was a tad dearer than a single bike policy but oh so flexible. I don’t think you even needed to tell them what your bike(s) were.

 

Oh happy days but NU where taking way too much of a kicking because in the end insured every bike in the UK just didn’t know it till the claim came in .....

 

When did you last have the separate policies?

If the No claims Bonus isn't used for 2 years then it dissolves so if you are within that window then just use your last renewal as proof of NCB.

I hate insurance - always painful

 

Most multi bike policies don't seem to be proper multi bike any more anyway. Just a small discount and NCD taken into account for each additional bike. Remember when ebike were online only. Insured first bike then £20 for each additional bike (max 5) and could change / remove bikes online free of charge
Insurance providers will always find ways of screwing you over . . . .

 

RH seem good so far.
At least one classic bike needed but is at a good price. Extra bikes are peanuts and no charges.
Part of Hiscox but looks like it’s run by a woman with three sidekicks, all into bikes.
No stupid locked up during the day rule either, just the acceptable night time one.